secwatch.observer — SEC 8-K summary
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Issuer:     FARMERS & MERCHANTS BANCORP (FMCB)
CIK:        0001085913
Form:       8-K
Filed at:   2026-10-20T13:00:20+00:00
Accession:  0001140361-26-040188
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Farmers & Merchants Bancorp posts record Q3 2026 net income of $25.1 million, up 5.75%
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- Diluted EPS was $36.75, up 8.34% from $33.92 a year earlier; net interest income rose 5.25% to $58.3 million.
- Total loans and leases grew $136.0 million, or 3.77%, to $3.74 billion; deposits increased $85.0 million to $5.0 billion.
- Tangible book value per share rose 6.27% to $932.14; total risk-based capital ratio was 16.39% and CET1 14.91%.
- Noninterest expense jumped to $35.8 million from $28.9 million, lifting the efficiency ratio to 55.49% from 46.48%.
- Accumulated other comprehensive loss rose $33.0 million on securities unrealized losses; FMCB repurchased 4,714 shares for $6.7 million.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1085913/000114036126040188/0001140361-26-040188-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1085913/000114036126040188/ef20083984_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-26-040188

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