{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-040453","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2026-10-22T14:13:16+00:00","discovered_at":"2026-10-22T14:14:00.225124+00:00","generated_at":"2026-10-22T14:14:09.721347+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"Greene County Bancorp reports record $12.5M net income for quarter ended Sept. 30, 2026, up 41% year over year","bullets":["Net income was $12.5 million, or $0.73 per diluted share, versus $8.9 million, or $0.52, for the quarter ended Sept. 30, 2025; net income rose 40.9%.","Net interest income increased $4.4 million to $21.9 million; net interest margin expanded 45 basis points to 2.93% from 2.48% a year earlier.","Total assets reached a record $3.2 billion; net loans were $1.8 billion and deposits $2.8 billion, up $134.4 million or 5.0% from June 30, 2026.","Provision for credit losses was a $432,000 benefit versus a $1.3 million charge a year earlier; nonperforming loans fell to $3.2 million from $3.9 million at June 30.","Noninterest income fell 27.0% to $2.9 million on a $1.2 million securities sale loss; noninterest expense rose 7.4% to $10.8 million."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-040453","json":"https://secwatch.observer/filing/0001140361-26-040453.json","markdown":"https://secwatch.observer/filing/0001140361-26-040453.md","text":"https://secwatch.observer/filing/0001140361-26-040453.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036126040453/0001140361-26-040453-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036126040453/ef20084209_8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T14:14:09.721347+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}