---
schema_version: "secwatch.filing_event.v1"
accession: "0001141391-22-000148"
form_type: "8-K"
ticker: "MA"
cik: "0001141391"
company_name: "Mastercard Inc"
filed_at: "2022-07-28T23:59:59+00:00"
generated_at: "2026-06-24T07:17:49.463690+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Mastercard Q2 net revenue $5.5B (+21%), adjusted EPS $2.56, cross-border volumes up 58%

## Summary
- Net revenue $5.5B (+21% reported, +27% currency-neutral); GAAP net income $2.3B, diluted EPS $2.34.
- Adjusted net income $2.5B, adjusted diluted EPS $2.56; adjusted operating margin 57.9% vs 53.2% a year ago.
- Gross dollar volume +14% local currency to $2.1T; cross-border volume +58%; switched transactions +12%.
- Returned $2.9B to shareholders in Q2 ($2.4B buybacks, $477M dividends); $6.7B remaining in share repurchase programs.
- CEO cites robust consumer spending but monitors inflation; Russia suspension continues to impact volumes.

## SEC filing metadata
- accession: 0001141391-22-000148
- form_type: 8-K
- ticker: MA
- cik: 0001141391
- company_name: Mastercard Inc
- filed_at: 2022-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141391/000114139122000148/0001141391-22-000148-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141391/000114139122000148/ma-20220728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001141391-22-000148
- JSON: https://secwatch.observer/filing/0001141391-22-000148.json
- Plain text: https://secwatch.observer/filing/0001141391-22-000148.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.