---
schema_version: "secwatch.filing_event.v1"
accession: "0001141391-22-000161"
form_type: "8-K"
ticker: "MA"
cik: "0001141391"
company_name: "Mastercard Inc"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-22T23:37:30.477887+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Mastercard Q3 net revenue $5.8B (+15% reported, +23% FX-neutral); adjusted EPS $2.68

## Summary
- Q3 GAAP net income $2.5B, diluted EPS $2.58; adjusted net income $2.6B, adjusted diluted EPS $2.68.
- Gross dollar volume +11%, cross-border volume +44%, switched transactions +9% (all local currency).
- Operating margin 54.1% GAAP; adjusted operating margin 57.7% (+1.0 ppt YoY).
- Share repurchases of 4.7M shares for $1.6B in Q3; $5.1B remaining under buyback programs.
- CEO cites resilient consumer spending and cross-border travel recovery, but monitors inflation and geopolitical risks.

## SEC filing metadata
- accession: 0001141391-22-000161
- form_type: 8-K
- ticker: MA
- cik: 0001141391
- company_name: Mastercard Inc
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141391/000114139122000161/0001141391-22-000161-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141391/000114139122000161/ma-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001141391-22-000161
- JSON: https://secwatch.observer/filing/0001141391-22-000161.json
- Plain text: https://secwatch.observer/filing/0001141391-22-000161.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.