---
schema_version: "secwatch.filing_event.v1"
accession: "0001141391-23-000008"
form_type: "8-K"
ticker: "MA"
cik: "0001141391"
company_name: "Mastercard Inc"
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T07:53:30.519143+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Mastercard Q4 net revenue $5.8B (+12%), adj. EPS $2.65 (+13%), cross-border volumes up 31%

## Summary
- Q4 net income $2.5B, diluted EPS $2.62; adjusted net income $2.5B, adjusted diluted EPS $2.65.
- Q4 net revenue $5.8B (+12% reported, +17% currency-neutral); rebates & incentives +14%.
- Cross-border volume +31% local currency; gross dollar volume +8% to $2.1T; switched transactions +8%.
- Full year 2022: net revenue $22.2B (+18%), net income $9.9B (+14%), diluted EPS $10.22.
- Q4 share repurchases: 7.4M shares for $2.4B; $473M dividends; $11.6B remaining buyback authority.

## SEC filing metadata
- accession: 0001141391-23-000008
- form_type: 8-K
- ticker: MA
- cik: 0001141391
- company_name: Mastercard Inc
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141391/000114139123000008/0001141391-23-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141391/000114139123000008/ma-20230126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001141391-23-000008
- JSON: https://secwatch.observer/filing/0001141391-23-000008.json
- Plain text: https://secwatch.observer/filing/0001141391-23-000008.txt

## Key facts
- Earnings Releases
  Mastercard Inc reported financial results for fourth quarter and full year 2022.
  - Period: fourth quarter and full year 2022
  - Result: reported results
  source text: On January 26, 2023, Mastercard Incorporated issued an earnings release announcing financial results for its fourth quarter and full year 2022. A copy of the earnings release is attached hereto as Exhibit 99.1.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141391/000114139123000008/0001141391-23-000008-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.