---
schema_version: "secwatch.filing_event.v1"
accession: "0001141391-23-000129"
form_type: "8-K"
ticker: "MA"
cik: "0001141391"
company_name: "Mastercard Inc"
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-12T23:47:07.122224+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Mastercard Q2 net income $2.8B, EPS $3.00; revenue up 14% to $6.3B

## Summary
- Net revenue $6.3B (+14% reported, +15% currency-neutral); GAAP diluted EPS $3.00, adjusted diluted EPS $2.89.
- Gross dollar volume up 12% on local currency to $2.3T; cross-border volume up 24%; switched transactions up 17%.
- Value-added services revenue up 16% (currency-neutral) driven by cyber, intelligence, consulting and marketing.
- Repurchased 6.5M shares for $2.4B and paid $541M dividends in Q2; $6.4B remaining under buyback programs.
- Adjusted operating margin expanded to 58.6% from 57.9%; effective tax rate impacted by $212M Brazil-related tax charge.

## SEC filing metadata
- accession: 0001141391-23-000129
- form_type: 8-K
- ticker: MA
- cik: 0001141391
- company_name: Mastercard Inc
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141391/000114139123000129/0001141391-23-000129-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141391/000114139123000129/ma-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001141391-23-000129
- JSON: https://secwatch.observer/filing/0001141391-23-000129.json
- Plain text: https://secwatch.observer/filing/0001141391-23-000129.txt

## Key facts
- Earnings Releases
  Mastercard Inc reported second quarter 2023 results: revenue $6.3 billion, net income $2.8 billion, EPS $3.00.
  - Period: second quarter 2023
  - Revenue: $6.3 billion
  - Net income: $2.8 billion
  - EPS: $3.00
  - Result: reported results
  source text: Second qu arter net income o f $2.8 billion, and diluted earnings per share (EPS) of $3.00 • Second quarter adjusted net income o f $2.7 billion, and adjusted diluted EPS of $2.89 • Second quarter net revenu e of $6.3 billion
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141391/000114139123000129/0001141391-23-000129-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.