---
schema_version: "secwatch.filing_event.v1"
accession: "0001141391-24-000011"
form_type: "8-K"
ticker: "MA"
cik: "0001141391"
company_name: "Mastercard Inc"
filed_at: "2024-01-31T23:59:59+00:00"
generated_at: "2026-06-06T12:57:55.194378+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Mastercard Q4 net income $2.8B ($2.97 EPS); revenue $6.5B, up 13% YoY

## Summary
- Q4 net revenue $6.5B, up 13% (11% currency-neutral); full-year revenue $25.1B, up 13%.
- Q4 GAAP diluted EPS $2.97, up 13% YoY; adjusted diluted EPS $3.18, up 20% YoY.
- Q4 gross dollar volume up 10% to $2.4T; cross-border volume up 18%; switched transactions up 12%.
- Full-year 2023 net income $11.2B ($11.83 EPS); adjusted net income $11.6B ($12.26 EPS).
- Returned $9.0B in share repurchases and $2.2B in dividends in 2023; $13.6B remaining under buyback program.

## SEC filing metadata
- accession: 0001141391-24-000011
- form_type: 8-K
- ticker: MA
- cik: 0001141391
- company_name: Mastercard Inc
- filed_at: 2024-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1141391/000114139124000011/0001141391-24-000011-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1141391/000114139124000011/ma-20240131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001141391-24-000011
- JSON: https://secwatch.observer/filing/0001141391-24-000011.json
- Plain text: https://secwatch.observer/filing/0001141391-24-000011.txt

## Key facts
- Earnings Releases
  Mastercard Inc reported full year 2023 results: revenue $25.1 billion, net income $11.2 billion, EPS $11.83.
  - Period: full year 2023
  - Revenue: $25.1 billion
  - Net income: $11.2 billion
  - EPS: $11.83
  - Result: reported results
  source text: Full Year Operating Results Increase / (Decrease) $ in billions, except per share data 2023 2022 Reported GAAP Currency-neutral Net revenue $25.1 $22.2 13% 13% Operating expenses $11.1 $10.0 11% 11% Operating income $14.0 $12.3 14% 14% Operating margin 55.8% 55.2% 0.7 ppt 0.6 ppt Effective income tax rate 17.9% 15.4% 2.6 ppt 2.4 ppt Net income $11.2 $9.9 13% 13% Diluted EPS $11.83 $10.22 16% 15%
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141391/000114139124000011/0001141391-24-000011-index.htm
- Earnings Releases
  Mastercard Inc reported fourth quarter 2023 results: revenue $6.5 billion, net income $2.8 billion, EPS $2.97.
  - Period: fourth quarter 2023
  - Revenue: $6.5 billion
  - Net income: $2.8 billion
  - EPS: $2.97
  - Result: reported results
  source text: Earnings Release Mastercard Incorporated Reports Fourth Quarter and Full Year 2023 Financial Results • Fourth qu arter net income o f $2.8 billion, and diluted earnings per share (EPS) of $2.97 • Fourth quarter adjusted net income o f $3.0 billion, and adjusted diluted EPS of $3.18 • Fourth quarter net revenu e of $6.5 billion, an increase of 13%, or 11% on a currency-neutral basis
  evidence_url: https://www.sec.gov/Archives/edgar/data/1141391/000114139124000011/0001141391-24-000011-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.