earnings
confidence high
sentiment positive
materiality 0.75
Mastercard Q3 GAAP EPS $4.34, adjusted $4.38; revenue $8.6B +17% YoY
Mastercard Inc
2025-Q3 EPS reported
$12.00
revenue$23,985,000,000
- Net income $3.9B ($4.34 diluted EPS); adjusted net income $4.0B ($4.38 adjusted diluted EPS).
- Net revenue $8.6B, up 17% (15% currency-neutral); value-added services rev +25% (22% currency-neutral).
- Gross dollar volume +9%, cross-border volume +15%, switched transactions +10% on local currency basis.
- Operating margin 58.8% GAAP, 59.8% adjusted; effective tax rate rose to 21.5% from 15.6% due to Pillar 2.
- Repurchased 5.8M shares for $3.3B and paid $687M dividends in Q3; $5.8B remaining under buyback programs.