{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-21-001154","form_type":"8-K","ticker":"WRLD","cik":"0000108385","company_name":"WORLD ACCEPTANCE CORP","filed_at":"2021-09-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.103939+00:00","generated_at":"2026-06-29T02:12:54.346257+00:00","sec_items":["7.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"World Acceptance announces $300M senior notes offering, preliminary two-month results","bullets":["Offers $300M senior notes due 2026 in private placement; proceeds to repay revolving credit facility.","Preliminary two-month ended Aug 31, 2021: loan book growth ~$130.5M, consumer loans $1.35B.","Annualized net charge-off rate 10.0%, down from 15.2% in same period last year.","Average APR on portfolio declined to 49.7% as of Aug 31, 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-21-001154","json":"https://secwatch.observer/filing/0001157523-21-001154.json","markdown":"https://secwatch.observer/filing/0001157523-21-001154.md","text":"https://secwatch.observer/filing/0001157523-21-001154.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/108385/000115752321001154/0001157523-21-001154-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/108385/000115752321001154/a52494070.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T02:12:54.346257+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}