---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-21-001154"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2021-09-21T23:59:59+00:00"
generated_at: "2026-06-29T02:12:54.346257+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# World Acceptance announces $300M senior notes offering, preliminary two-month results

## Summary
- Offers $300M senior notes due 2026 in private placement; proceeds to repay revolving credit facility.
- Preliminary two-month ended Aug 31, 2021: loan book growth ~$130.5M, consumer loans $1.35B.
- Annualized net charge-off rate 10.0%, down from 15.2% in same period last year.
- Average APR on portfolio declined to 49.7% as of Aug 31, 2021.

## SEC filing metadata
- accession: 0001157523-21-001154
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2021-09-21T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000115752321001154/0001157523-21-001154-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000115752321001154/a52494070.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-21-001154
- JSON: https://secwatch.observer/filing/0001157523-21-001154.json
- Plain text: https://secwatch.observer/filing/0001157523-21-001154.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.