---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-22-000108"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2022-01-27T23:59:59+00:00"
generated_at: "2026-06-27T15:13:58.456537+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cathay General Bancorp Q4 EPS $0.98, up 10% YoY; FY net income $298M, up 30%

## Summary
- Q4 net income $75.3M ($0.98 diluted EPS), vs $70.9M ($0.89) a year ago.
- FY21 net income $298.3M ($3.80 EPS), up 30.3% from $228.9M ($2.87) in FY20.
- Ex-PPP loans grew $444.6M (11.4% annualized) in Q4; total deposits rose $1.1B.
- Net interest margin expanded to 3.23% from 3.12% YoY; efficiency ratio improved to 41.8%.
- Repurchased 3.99M shares for $167.1M at avg $41.92 in 2021.

## SEC filing metadata
- accession: 0001157523-22-000108
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2022-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000115752322000108/0001157523-22-000108-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000115752322000108/a52569504.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-22-000108
- JSON: https://secwatch.observer/filing/0001157523-22-000108.json
- Plain text: https://secwatch.observer/filing/0001157523-22-000108.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.