{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-22-000193","form_type":"8-K","ticker":"ITIC","cik":"0000720858","company_name":"INVESTORS TITLE CO","filed_at":"2022-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:04:09.550610+00:00","generated_at":"2026-06-27T08:37:04.717148+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Investors Title Q4 net income $18.9M ($9.94/sh), up 13.7% YoY; FY net $67.0M up 70%","bullets":["Q4 revenue $91.0M (+18% YoY); net premiums written $72.5M (+16.8%) driven by higher home prices and low mortgage rates.","Full-year net income $67.0M ($35.28 diluted EPS) vs $39.4M ($20.80) in prior year.","Escrow and title-related fees up 53%; non-title services revenue up 23.4%.","Adjusted income before taxes (non-GAAP) Q4 $16.2M (+18.9%), FY $70.0M (+56.4%).","Chairman cites record demand, housing values, and refinance activity surpassing 2020 despite slowing recently."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-22-000193","json":"https://secwatch.observer/filing/0001157523-22-000193.json","markdown":"https://secwatch.observer/filing/0001157523-22-000193.md","text":"https://secwatch.observer/filing/0001157523-22-000193.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/720858/000115752322000193/0001157523-22-000193-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/720858/000115752322000193/a52578309.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T08:37:04.717148+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}