---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-22-000488"
form_type: "8-K"
ticker: "AMSF"
cik: "0001018979"
company_name: "AMERISAFE INC"
filed_at: "2022-04-27T23:59:59+00:00"
generated_at: "2026-06-26T03:52:45.448883+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# AMERISAFE Q1 net income down 10% to $17.3M; operating EPS up 8% to $0.82

## Summary
- Net premiums earned $67.6M (-4.5% YoY); net combined ratio improved to 80.1% from 84.6%.
- Diluted EPS $0.89 vs $0.99; operating EPS $0.82 vs $0.76 (7.9% increase).
- Underwriting profit rose 23.8% to $13.5M; expense ratio fell to 22.4% from 26.8%.
- Board declared $0.31 quarterly dividend (6.9% increase vs 2021); $22.9M repurchase authorization left.

## SEC filing metadata
- accession: 0001157523-22-000488
- form_type: 8-K
- ticker: AMSF
- cik: 0001018979
- company_name: AMERISAFE INC
- filed_at: 2022-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1018979/000115752322000488/0001157523-22-000488-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1018979/000115752322000488/a52699352.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-22-000488
- JSON: https://secwatch.observer/filing/0001157523-22-000488.json
- Plain text: https://secwatch.observer/filing/0001157523-22-000488.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.