{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-22-000579","form_type":"8-K","ticker":"ITIC","cik":"0000720858","company_name":"INVESTORS TITLE CO","filed_at":"2022-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.471382+00:00","generated_at":"2026-06-25T23:10:00.171950+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Investors Title Q1 net income falls 55% to $6.2M ($3.25 EPS) on $5.9M equity investment loss","bullets":["Total revenues $69.0M (-4.3% YoY); net premiums written record $63.1M (+2.7%).","Escrow & title-related fees up 81% on expansion; non-title services up 16.7%.","Operating expenses up 11.8% to $61.2M; claims expense down $1.4M.","Non-GAAP income before taxes $13.7M (-2.6% YoY), excluding $5.9M fair-value loss.","Chairman cites rising mortgage rates suppressing refinance but record purchase activity."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-22-000579","json":"https://secwatch.observer/filing/0001157523-22-000579.json","markdown":"https://secwatch.observer/filing/0001157523-22-000579.md","text":"https://secwatch.observer/filing/0001157523-22-000579.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/720858/000115752322000579/0001157523-22-000579-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/720858/000115752322000579/a52709592.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T23:10:00.171950+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}