{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-22-001062","form_type":"8-K","ticker":"ITIC","cik":"0000720858","company_name":"INVESTORS TITLE CO","filed_at":"2022-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.002519+00:00","generated_at":"2026-06-24T03:31:02.033668+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Investors Title Q2 net income falls to $2.3M ($1.20 EPS) from $19.8M; revenue $70.9M down 16.5%","bullets":["Net income $2.3M ($1.20 diluted EPS) vs $19.8M ($10.42) YoY; revenue $70.9M down 16.5% from $85.0M.","Net premiums written up 3.1% to record Q2; escrow fees +78.1%; non-title services +17.8%.","Operating expenses +13.9% on higher personnel, title fees, office/tech; equity portfolio unrealized loss $12.2M.","Non-GAAP income before income taxes ex-equity losses fell 26.1% to $15.1M from $20.5M.","Chairman cites record premiums, varied impact of higher rates; refinance more affected than purchase."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-22-001062","json":"https://secwatch.observer/filing/0001157523-22-001062.json","markdown":"https://secwatch.observer/filing/0001157523-22-001062.md","text":"https://secwatch.observer/filing/0001157523-22-001062.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/720858/000115752322001062/0001157523-22-001062-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/720858/000115752322001062/a52802448.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T03:31:02.033668+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}