---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-22-001365"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2022-10-24T23:59:59+00:00"
generated_at: "2026-06-23T01:48:06.375056+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Cathay General Q3 net income $99M, EPS $1.35 beats year ago; NIM expands to 3.83%

## Summary
- Net income $99.0M ($1.35 diluted EPS), up 36.7% YoY from $72.4M ($0.93).
- Net interest margin 3.83%, up 61 bps YoY; net interest income $197.5M (+29.5% YoY).
- Loans grew to $18.1B (+11% YTD); deposits $18.6B (+2.9% YTD).
- Repurchased 1.08M shares for $46.3M at avg $42.88.
- Capital ratios well above regulatory minimums; Tier 1 risk-based 12.06%.

## SEC filing metadata
- accession: 0001157523-22-001365
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2022-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000115752322001365/0001157523-22-001365-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000115752322001365/a52950488.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-22-001365
- JSON: https://secwatch.observer/filing/0001157523-22-001365.json
- Plain text: https://secwatch.observer/filing/0001157523-22-001365.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.