---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-22-001502"
form_type: "8-K"
ticker: "RDN"
cik: "0000890926"
company_name: "RADIAN GROUP INC"
filed_at: "2022-11-03T23:59:59+00:00"
generated_at: "2026-06-22T11:00:25.532321+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Radian Q3 GAAP EPS $1.20 vs $0.67 YoY; adjusted EPS $1.31; ROE 20.7%

## Summary
- GAAP net income $198.3M ($1.20/diluted share) vs $126.4M ($0.67) in Q3 2021; adjusted diluted net operating income $1.31/share.
- Return on equity 20.7% (11.8% YoY); adjusted net operating ROE 22.5% (11.8% YoY).
- Year-to-date through Oct 31 repurchased 19.5M shares (11.1% of outstanding).
- Primary MI in force $259B (+7.3% YoY); default rate improved to 2.1% from 3.4%.
- Provision for losses was a $97.5M benefit vs $16.8M expense in prior year; NIW declined to $17.6B from $26.6B.

## SEC filing metadata
- accession: 0001157523-22-001502
- form_type: 8-K
- ticker: RDN
- cik: 0000890926
- company_name: RADIAN GROUP INC
- filed_at: 2022-11-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/890926/000115752322001502/0001157523-22-001502-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/890926/000115752322001502/a52959475.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-22-001502
- JSON: https://secwatch.observer/filing/0001157523-22-001502.json
- Plain text: https://secwatch.observer/filing/0001157523-22-001502.txt

## Key facts
- Earnings Releases
  RADIAN GROUP INC reported quarter ended September 30, 2022 results: net income $198.3 million, or $1.20 per diluted share, EPS $1.20 per diluted share.
  - Period: quarter ended September 30, 2022
  - Net income: $198.3 million, or $1.20 per diluted share
  - EPS: $1.20 per diluted share
  - Result: reported results
  source text: On November 2, 2022, Radian Group Inc. (“Radian”) issued a news release announcing its financial results for the quarter ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/890926/000115752322001502/0001157523-22-001502-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.