{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-23-000107","form_type":"8-K","ticker":"RBCAA","cik":"0000921557","company_name":"REPUBLIC BANCORP INC /KY/","filed_at":"2023-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.584917+00:00","generated_at":"2026-06-20T07:38:30.983646+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Republic Bancorp Q4 2022 net income $18.5M (+8% YoY); diluted EPS $0.94 (+9%)","bullets":["Net income $18.5M (+8% YoY); diluted EPS $0.94 (+9% YoY).","Core Bank net interest margin of 3.82%, up 74 bps from Q4 2021.","Traditional Banking loan growth of $404M for 2022, an all-time high.","Core Bank non-interest expense down 2% YoY; salaries and benefits down $923K.","TRS segment launched early ERA product; $3.8M provision on $98M originations in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-23-000107","json":"https://secwatch.observer/filing/0001157523-23-000107.json","markdown":"https://secwatch.observer/filing/0001157523-23-000107.md","text":"https://secwatch.observer/filing/0001157523-23-000107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/921557/000115752323000107/0001157523-23-000107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/921557/000115752323000107/a53291310.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:38:30.983646+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ab22c5a5782cacb476c996078b70f7c53a3bf31c","claim":"REPUBLIC BANCORP INC /KY/ reported fourth quarter 2022 results: net income $18.5 million, EPS $0.94 per share.","evidence_excerpt":"Republic Bancorp, Inc. (“Republic” or the “Company”) reported fourth quarter 2022 net income and Diluted Earnings per Class A Common Share (“Diluted EPS”) of $18.5 million and $0.94 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/921557/000115752323000107/0001157523-23-000107-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter 2022"},{"label":"Net income","value":"$18.5 million"},{"label":"EPS","value":"$0.94 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}