{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-23-000274","form_type":"8-K","ticker":"ITIC","cik":"0000720858","company_name":"INVESTORS TITLE CO","filed_at":"2023-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.878945+00:00","generated_at":"2026-06-19T14:51:16.683746+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Investors Title Q4 net income down 60% to $7.5M; FY EPS $12.59 vs $35.28","bullets":["Q4 net income $7.5M ($3.97/share), down 60% YoY from $18.9M ($9.94).","Q4 revenue $65.5M, down 28% YoY; net premiums written down 32%.","FY2022 net income $23.9M ($12.59/share), down 64% from $67.0M ($35.28).","Chairman: rapid rise in mortgage rates dampened transaction volumes; inflation moderating.","Adjusted pre-tax income (non-GAAP) for FY fell 27% to $51.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-23-000274","json":"https://secwatch.observer/filing/0001157523-23-000274.json","markdown":"https://secwatch.observer/filing/0001157523-23-000274.md","text":"https://secwatch.observer/filing/0001157523-23-000274.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/720858/000115752323000274/0001157523-23-000274-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/720858/000115752323000274/a53319937.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T14:51:16.683746+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}