---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-23-000274"
form_type: "8-K"
ticker: "ITIC"
cik: "0000720858"
company_name: "INVESTORS TITLE CO"
filed_at: "2023-02-14T23:59:59+00:00"
generated_at: "2026-06-19T14:51:16.683746+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Investors Title Q4 net income down 60% to $7.5M; FY EPS $12.59 vs $35.28

## Summary
- Q4 net income $7.5M ($3.97/share), down 60% YoY from $18.9M ($9.94).
- Q4 revenue $65.5M, down 28% YoY; net premiums written down 32%.
- FY2022 net income $23.9M ($12.59/share), down 64% from $67.0M ($35.28).
- Chairman: rapid rise in mortgage rates dampened transaction volumes; inflation moderating.
- Adjusted pre-tax income (non-GAAP) for FY fell 27% to $51.1M.

## SEC filing metadata
- accession: 0001157523-23-000274
- form_type: 8-K
- ticker: ITIC
- cik: 0000720858
- company_name: INVESTORS TITLE CO
- filed_at: 2023-02-14T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/720858/000115752323000274/0001157523-23-000274-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/720858/000115752323000274/a53319937.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-23-000274
- JSON: https://secwatch.observer/filing/0001157523-23-000274.json
- Plain text: https://secwatch.observer/filing/0001157523-23-000274.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.