---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-23-000727"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2023-05-04T23:59:59+00:00"
generated_at: "2026-06-15T19:48:57.722329+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# World Acceptance Q4 FY2023 net income $25.6M, EPS $4.37; revenue down 4.6%

## Summary
- Net income of $25.6M ($4.37 diluted EPS) up 39.5% YoY from $18.4M ($2.97 EPS).
- Total revenues $160.8M, down 4.6% YoY; gross loans $1.39B, down 8.7% YoY.
- Accounts 90+ days past due improved to 3.5% from 4.9% at Dec 31, 2022.
- Adjusted net income excluding allowance change was $11.6M ($1.97 EPS) vs $19.1M ($3.10 EPS) prior year.
- Customer base decreased 15.9% over twelve months; same-store gross loans down 2.3%.

## SEC filing metadata
- accession: 0001157523-23-000727
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2023-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000115752323000727/0001157523-23-000727-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000115752323000727/a53393134.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-23-000727
- JSON: https://secwatch.observer/filing/0001157523-23-000727.json
- Plain text: https://secwatch.observer/filing/0001157523-23-000727.txt

## Key facts
- Earnings Releases
  WORLD ACCEPTANCE CORP reported financial results for twelve months ended March 31, 2023.
  - Period: twelve months ended March 31, 2023
  - Result: reported results
  source text: World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2023 and twelve months ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/108385/000115752323000727/0001157523-23-000727-index.htm
- Earnings Releases
  WORLD ACCEPTANCE CORP reported the fourth quarter of fiscal 2023 results: revenue $160.8 million, net income $25.6 million, EPS Diluted net income per share of $4.37.
  - Period: the fourth quarter of fiscal 2023
  - Revenue: $160.8 million
  - Net income: $25.6 million
  - EPS: Diluted net income per share of $4.37
  - Result: reported results
  source text: Net income of $25.6 million Diluted net income per share of $4.37 Significant decrease in accounts 90+ days past due from 4.9% at December 31, 2022 to 3.5% at March 31, 2023 Gross loans outstanding of $1.39 billion, an 8.7% decrease from same quarter prior year Total revenues of $160.8 million, a 4.6% decrease from the same quarter prior year Cash flow from operating activities of $285.1 million over the last twelve months, a 4.7% increase over prior year
  evidence_url: https://www.sec.gov/Archives/edgar/data/108385/000115752323000727/0001157523-23-000727-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.