{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-23-001119","form_type":"8-K","ticker":"SFBS","cik":"0001430723","company_name":"ServisFirst Bancshares, Inc.","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.906943+00:00","generated_at":"2026-06-13T05:32:25.477130+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"ServisFirst Q2 EPS $0.98, Net Interest Income $101.3M, both down YoY; NIM 2.93%","bullets":["Net income $53.5M, diluted EPS $0.98 vs $1.14 YoY (down 14%); Q1 2023 EPS $1.06.","Net interest margin declined to 2.93% from 3.26% YoY; loan yield 5.94%, deposit cost up sharply.","Deposits grew $672.9M linked-quarter to $12.29B; no FHLB advances or brokered deposits.","Non-performing assets at 0.16% of total assets (up 4 bps); provision for credit losses $6.7M.","Book value per share up 12% YoY; Common Equity Tier 1 ratio improved to 10.37%."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-23-001119","json":"https://secwatch.observer/filing/0001157523-23-001119.json","markdown":"https://secwatch.observer/filing/0001157523-23-001119.md","text":"https://secwatch.observer/filing/0001157523-23-001119.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1430723/000115752323001119/0001157523-23-001119-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1430723/000115752323001119/a53470949.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:32:25.477130+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4716169934211e848dfd3d3fa950d4018f1cf7e0","claim":"ServisFirst Bancshares, Inc. reported the quarter ended June 30, 2023 results: net income Net income of $53.5 million, EPS $0.98 per share.","evidence_excerpt":"ServisFirst Bancshares, Inc. (NYSE: SFBS), today announced earnings and operating results for the quarter ended June 30, 2023. Second Quarter 2023 Highlights: Net income of $53.5 million, or $0.98 per share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1430723/000115752323001119/0001157523-23-001119-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"Net income of $53.5 million"},{"label":"EPS","value":"$0.98 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}