---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-23-001119"
form_type: "8-K"
ticker: "SFBS"
cik: "0001430723"
company_name: "ServisFirst Bancshares, Inc."
filed_at: "2023-07-20T23:59:59+00:00"
generated_at: "2026-06-13T05:32:25.477130+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# ServisFirst Q2 EPS $0.98, Net Interest Income $101.3M, both down YoY; NIM 2.93%

## Summary
- Net income $53.5M, diluted EPS $0.98 vs $1.14 YoY (down 14%); Q1 2023 EPS $1.06.
- Net interest margin declined to 2.93% from 3.26% YoY; loan yield 5.94%, deposit cost up sharply.
- Deposits grew $672.9M linked-quarter to $12.29B; no FHLB advances or brokered deposits.
- Non-performing assets at 0.16% of total assets (up 4 bps); provision for credit losses $6.7M.
- Book value per share up 12% YoY; Common Equity Tier 1 ratio improved to 10.37%.

## SEC filing metadata
- accession: 0001157523-23-001119
- form_type: 8-K
- ticker: SFBS
- cik: 0001430723
- company_name: ServisFirst Bancshares, Inc.
- filed_at: 2023-07-20T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1430723/000115752323001119/0001157523-23-001119-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1430723/000115752323001119/a53470949.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-23-001119
- JSON: https://secwatch.observer/filing/0001157523-23-001119.json
- Plain text: https://secwatch.observer/filing/0001157523-23-001119.txt

## Key facts
- Earnings Releases
  ServisFirst Bancshares, Inc. reported the quarter ended June 30, 2023 results: net income Net income of $53.5 million, EPS $0.98 per share.
  - Period: the quarter ended June 30, 2023
  - Net income: Net income of $53.5 million
  - EPS: $0.98 per share
  - Result: reported results
  source text: ServisFirst Bancshares, Inc. (NYSE: SFBS), today announced earnings and operating results for the quarter ended June 30, 2023. Second Quarter 2023 Highlights: Net income of $53.5 million, or $0.98 per share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1430723/000115752323001119/0001157523-23-001119-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.