{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-23-001138","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2023-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.811836+00:00","generated_at":"2026-06-13T04:41:05.777716+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cathay General Bancorp Q2 EPS $1.28; loan growth 13.9% annualized; margin compresses","bullets":["Net income $93.2M, diluted EPS $1.28 vs $1.32 in Q1 2023 and $1.18 in Q2 2022.","Net interest margin 3.44%, down 30 bps QoQ; NII fell $10.9M to $181.5M.","Gross loans +$635.5M (3.5%) to $19.0B; deposits +$448.1M (2.4%) to $19.1B.","Non-interest expense +$9.6M to $92.8M; efficiency ratio 45.36% vs 40.25%.","Tier 1 risk-based capital 12.38%, well-capitalized; non-performing assets down 12.6%."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-23-001138","json":"https://secwatch.observer/filing/0001157523-23-001138.json","markdown":"https://secwatch.observer/filing/0001157523-23-001138.md","text":"https://secwatch.observer/filing/0001157523-23-001138.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000115752323001138/0001157523-23-001138-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000115752323001138/a53474400.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T04:41:05.777716+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"97cc5d674cc1a3025b748c0560eac579557e0508","claim":"CATHAY GENERAL BANCORP reported the quarter ended June 30, 2023 results: net income $93.2 million, EPS $1.28 per share.","evidence_excerpt":"The Company reported net income of $93.2 million, or $1.28 per share, for the second quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/861842/000115752323001138/0001157523-23-001138-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$93.2 million"},{"label":"EPS","value":"$1.28 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}