---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-23-001138"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2023-07-24T23:59:59+00:00"
generated_at: "2026-06-13T04:41:05.777716+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Cathay General Bancorp Q2 EPS $1.28; loan growth 13.9% annualized; margin compresses

## Summary
- Net income $93.2M, diluted EPS $1.28 vs $1.32 in Q1 2023 and $1.18 in Q2 2022.
- Net interest margin 3.44%, down 30 bps QoQ; NII fell $10.9M to $181.5M.
- Gross loans +$635.5M (3.5%) to $19.0B; deposits +$448.1M (2.4%) to $19.1B.
- Non-interest expense +$9.6M to $92.8M; efficiency ratio 45.36% vs 40.25%.
- Tier 1 risk-based capital 12.38%, well-capitalized; non-performing assets down 12.6%.

## SEC filing metadata
- accession: 0001157523-23-001138
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2023-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000115752323001138/0001157523-23-001138-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000115752323001138/a53474400.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-23-001138
- JSON: https://secwatch.observer/filing/0001157523-23-001138.json
- Plain text: https://secwatch.observer/filing/0001157523-23-001138.txt

## Key facts
- Earnings Releases
  CATHAY GENERAL BANCORP reported the quarter ended June 30, 2023 results: net income $93.2 million, EPS $1.28 per share.
  - Period: the quarter ended June 30, 2023
  - Net income: $93.2 million
  - EPS: $1.28 per share
  - Result: reported results
  source text: The Company reported net income of $93.2 million, or $1.28 per share, for the second quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/861842/000115752323001138/0001157523-23-001138-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.