---
schema_version: "secwatch.filing_event.v1"
accession: "0001157523-23-001490"
form_type: "8-K"
ticker: "SFBS"
cik: "0001430723"
company_name: "ServisFirst Bancshares, Inc."
filed_at: "2023-10-16T23:59:59+00:00"
generated_at: "2026-06-09T23:11:36.781990+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# ServisFirst Q3 EPS $0.98; net interest margin falls to 2.64% from 3.64% YoY

## Summary
- Diluted EPS $0.98, flat QoQ but down 17% from $1.17 in Q3 2022.
- Net interest income $99.7M, NIM 2.64% vs 2.93% Q2 and 3.64% prior year.
- Total assets $16.0B (+16% YoY), deposits $13.1B (+19% YoY), no FHLB advances or brokered deposits.
- Non-performing assets / total assets 0.15%; allowance for credit losses 1.31% of loans.
- Loan yields 6.13%, up from 5.94% Q2; cost of total deposits 3.17% vs 0.50% year ago.

## SEC filing metadata
- accession: 0001157523-23-001490
- form_type: 8-K
- ticker: SFBS
- cik: 0001430723
- company_name: ServisFirst Bancshares, Inc.
- filed_at: 2023-10-16T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1430723/000115752323001490/0001157523-23-001490-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1430723/000115752323001490/a53613742.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001157523-23-001490
- JSON: https://secwatch.observer/filing/0001157523-23-001490.json
- Plain text: https://secwatch.observer/filing/0001157523-23-001490.txt

## Key facts
- Earnings Releases
  ServisFirst Bancshares, Inc. reported third quarter of 2023 results: net income $53.3 million, EPS $0.98.
  - Period: third quarter of 2023
  - Net income: $53.3 million
  - EPS: $0.98
  - Result: reported results
  source text: ServisFirst Bancshares, Inc. reported net income and net income available to common stockholders of $53.3 million for the quarter ended September 30, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/1430723/000115752323001490/0001157523-23-001490-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.