{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-23-001512","form_type":"8-K","ticker":"RBCAA","cik":"0000921557","company_name":"REPUBLIC BANCORP INC /KY/","filed_at":"2023-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.412788+00:00","generated_at":"2026-06-09T19:27:07.726982+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Republic Bancorp Q3 net income up 8% to $21.6M; Core Bank net income down 12%","bullets":["Diluted EPS of $1.10, up 9% YoY from $1.01.","Core Bank net income fell to $13.2M from $15.0M; NIM shrank 11 bps to 3.43%.","Republic Processing Group net income surged 69% to $8.4M, driven by higher TRS yields.","Loan growth: Traditional Bank avg loans +20% YoY to $4.44B; CBank acquisition contributed $217M.","Core Bank provision swung to $1.4M charge vs $1.1M credit in prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-23-001512","json":"https://secwatch.observer/filing/0001157523-23-001512.json","markdown":"https://secwatch.observer/filing/0001157523-23-001512.md","text":"https://secwatch.observer/filing/0001157523-23-001512.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/921557/000115752323001512/0001157523-23-001512-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/921557/000115752323001512/a53645760.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T19:27:07.726982+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b5296f4f7721213ce88ca9e7384a646d79f4cfc8","claim":"REPUBLIC BANCORP INC /KY/ reported third quarter 2023 results: net income 21.6 million, EPS 1.10 per share.","evidence_excerpt":"Republic Bancorp, Inc. Reports Third Quarter 2023 Net Income of $21.6 Million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/921557/000115752323001512/0001157523-23-001512-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2023"},{"label":"Net income","value":"21.6 million"},{"label":"EPS","value":"1.10 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}