{"schema_version":"secwatch.filing_event.v1","accession":"0001157523-24-000106","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.075676+00:00","generated_at":"2026-06-06T19:41:30.954266+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cathay General Bancorp Q4 net income $82.5M ($1.13 EPS); full-year EPS $4.86","bullets":["Full-year net income $354.1M vs $360.6M in 2022; diluted EPS $4.86 vs $4.83.","Q4 net interest margin 3.27%, down from 3.38% in Q3; cost of interest-bearing deposits rose to 3.50%.","Total loans grew 7.1% YoY to $19.55B; total deposits up 4.4% to $19.33B.","Q4 included $11.3M ($0.12/diluted share) one-time FDIC special assessment charge.","NPLs $73.8M (0.38% of loans); Tier 1 risk-based capital 12.82%, well-capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001157523-24-000106","json":"https://secwatch.observer/filing/0001157523-24-000106.json","markdown":"https://secwatch.observer/filing/0001157523-24-000106.md","text":"https://secwatch.observer/filing/0001157523-24-000106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000115752324000106/0001157523-24-000106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000115752324000106/a53887158.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:41:30.954266+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3ffa05e8e667834bae7919f68a6358df75e4a24e","claim":"CATHAY GENERAL BANCORP reported quarter and year ended December 31, 2023 results: net income $354.1 million, EPS $4.86 per share.","evidence_excerpt":"Cathay General Bancorp (the “Company”, “we”, “us”, or “our”) (Nasdaq: CATY), the holding company for Cathay Bank, today announced its unaudited financial results for the quarter and year ended December 31, 2023. The Company reported net income of $354.1 million, or $4.86 per share, for the year ended December 31, 2023 and net income of $82.5 million, or $1.13 per share, for the fourth quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/861842/000115752324000106/0001157523-24-000106-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter and year ended December 31, 2023"},{"label":"Net income","value":"$354.1 million"},{"label":"EPS","value":"$4.86 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}