---
schema_version: "secwatch.filing_event.v1"
accession: "0001163370-22-000004"
form_type: "8-K"
ticker: "NRIM"
cik: "0001163370"
company_name: "NORTHRIM BANCORP INC"
filed_at: "2022-01-28T23:59:59+00:00"
generated_at: "2026-06-27T14:01:52.166283+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Northrim Q4 net income $8.1M ($1.31 EPS); full year 2021 up 14% to $37.5M ($6.00 EPS)

## Summary
- Q4 2021 net income $8.11M ($1.31 diluted EPS) vs $8.88M ($1.42) in Q3 2021 and $10.10M ($1.59) in Q4 2020.
- Full year 2021 net income $37.52M ($6.00 diluted EPS), up 14% from $32.89M ($5.11) in 2020.
- Core loans (ex-PPP) grew 14% YoY to $1.30B; total deposits up 33% to $2.42B.
- Net interest margin (tax-equivalent) 3.54% in Q4 2021, up 7 bps from Q3 2021.
- Provision for credit losses benefited $1.08M in Q4 and $4.10M for full year 2021.

## SEC filing metadata
- accession: 0001163370-22-000004
- form_type: 8-K
- ticker: NRIM
- cik: 0001163370
- company_name: NORTHRIM BANCORP INC
- filed_at: 2022-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1163370/000116337022000004/0001163370-22-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1163370/000116337022000004/nrim-20220128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001163370-22-000004
- JSON: https://secwatch.observer/filing/0001163370-22-000004.json
- Plain text: https://secwatch.observer/filing/0001163370-22-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.