{"schema_version":"secwatch.filing_event.v1","accession":"0001163370-26-000004","form_type":"8-K","ticker":"NRIM","cik":"0001163370","company_name":"NORTHRIM BANCORP INC","filed_at":"2026-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.629867+00:00","generated_at":"2026-05-16T08:21:33.071510+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northrim BanCorp Q4 net income $12.4M ($0.55 EPS); full-year 2025 net income $64.6M, up 75% YoY","bullets":["Net income of $12.4M ($0.55 diluted EPS) in Q4 2025, up from $10.9M ($0.49) in Q4 2024 but down from $27.1M in Q3 2025 due to prior quarter gain.","Full-year 2025 net income $64.6M ($2.87 diluted EPS), up 75% from $37.0M ($1.66) in 2024.","Record net interest income $35.4M in Q4; net interest margin (tax-equivalent) 4.75%.","Portfolio loans $2.30B, up 8% YoY; deposits $2.81B, up 5% YoY.","Quarterly dividend unchanged at $0.16/share; issued $60M subordinated debt."],"urls":{"canonical":"https://secwatch.observer/filing/0001163370-26-000004","json":"https://secwatch.observer/filing/0001163370-26-000004.json","markdown":"https://secwatch.observer/filing/0001163370-26-000004.md","text":"https://secwatch.observer/filing/0001163370-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1163370/000116337026000004/0001163370-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1163370/000116337026000004/nrim-20260123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:21:33.071510+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}