---
schema_version: "secwatch.filing_event.v1"
accession: "0001163370-26-000004"
form_type: "8-K"
ticker: "NRIM"
cik: "0001163370"
company_name: "NORTHRIM BANCORP INC"
filed_at: "2026-01-23T23:59:59+00:00"
generated_at: "2026-05-16T08:21:33.071510+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Northrim BanCorp Q4 net income $12.4M ($0.55 EPS); full-year 2025 net income $64.6M, up 75% YoY

## Summary
- Net income of $12.4M ($0.55 diluted EPS) in Q4 2025, up from $10.9M ($0.49) in Q4 2024 but down from $27.1M in Q3 2025 due to prior quarter gain.
- Full-year 2025 net income $64.6M ($2.87 diluted EPS), up 75% from $37.0M ($1.66) in 2024.
- Record net interest income $35.4M in Q4; net interest margin (tax-equivalent) 4.75%.
- Portfolio loans $2.30B, up 8% YoY; deposits $2.81B, up 5% YoY.
- Quarterly dividend unchanged at $0.16/share; issued $60M subordinated debt.

## SEC filing metadata
- accession: 0001163370-26-000004
- form_type: 8-K
- ticker: NRIM
- cik: 0001163370
- company_name: NORTHRIM BANCORP INC
- filed_at: 2026-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1163370/000116337026000004/0001163370-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1163370/000116337026000004/nrim-20260123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001163370-26-000004
- JSON: https://secwatch.observer/filing/0001163370-26-000004.json
- Plain text: https://secwatch.observer/filing/0001163370-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.