{"schema_version":"secwatch.filing_event.v1","accession":"0001163370-26-000032","form_type":"8-K","ticker":"NRIM","cik":"0001163370","company_name":"NORTHRIM BANCORP INC","filed_at":"2026-10-15T21:28:26+00:00","discovered_at":"2026-10-15T21:30:00.229496+00:00","generated_at":"2026-10-15T21:30:05.922846+00:00","sec_items":["2.02","2.06","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northrim Q3 2026 EPS $0.63, down from $1.20 YoY; $8.8M impairment on $20M Specialty Finance loan","bullets":["Q3 2026 net income $14.4M, or $0.63 per diluted share, vs $15.3M/$0.68 in Q2 2026 and $27.1M/$1.20 in Q3 2025; adjusted EPS $0.60.","$8.8M pre-tax impairment (~$6.7M after-tax, $0.29/share) on a single $20.0M Northrim Funding Services relationship; resolution may take several quarters.","Net interest income rose 5% QoQ and 10% YoY to $38.9M; NIMTE was 5.02%; total deposits grew 5% QoQ and YoY to $3.05B.","Quarterly dividend per share increased to $0.17 from $0.16 in both Q2 2026 and Q3 2025.","PBCO Financial merger progressing; S-4 effective Sept 17, 2026, joint proxy mailed Sept 18; pro forma assets expected above $4B."],"urls":{"canonical":"https://secwatch.observer/filing/0001163370-26-000032","json":"https://secwatch.observer/filing/0001163370-26-000032.json","markdown":"https://secwatch.observer/filing/0001163370-26-000032.md","text":"https://secwatch.observer/filing/0001163370-26-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1163370/000116337026000032/0001163370-26-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1163370/000116337026000032/nrim-20261015.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-15T21:30:05.922846+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}