{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-21-000108","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2021-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.758784+00:00","generated_at":"2026-06-28T16:36:16.342298+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"West Bancorporation Q3 net income $12.7M ($0.76 EPS) vs $8.1M a year ago; dividend $0.24","bullets":["Diluted EPS $0.76 for Q3 2021 compared to $0.49 in Q3 2020; 9-month EPS $2.25 vs $1.46.","No provision for loan losses in Q3; negative $1.5K provision for 9 months from reserve release.","Loan growth 10.1% YTD (ex-PPP) and 14.3% YoY; Texas ratio improved to 3.24% with no loans past due 30+ days.","Quarterly dividend of $0.24 per share declared, payable Nov 24, 2021 to holders of record Nov 10.","Permanent branches in Sartell, MN (completing Jan 2022) and Mankato, MN (planning stage)."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-21-000108","json":"https://secwatch.observer/filing/0001166928-21-000108.json","markdown":"https://secwatch.observer/filing/0001166928-21-000108.md","text":"https://secwatch.observer/filing/0001166928-21-000108.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692821000108/0001166928-21-000108-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692821000108/wtba-20211028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:36:16.342298+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}