---
schema_version: "secwatch.filing_event.v1"
accession: "0001166928-21-000108"
form_type: "8-K"
ticker: "WTBA"
cik: "0001166928"
company_name: "WEST BANCORPORATION INC"
filed_at: "2021-10-28T23:59:59+00:00"
generated_at: "2026-06-28T16:36:16.342298+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# West Bancorporation Q3 net income $12.7M ($0.76 EPS) vs $8.1M a year ago; dividend $0.24

## Summary
- Diluted EPS $0.76 for Q3 2021 compared to $0.49 in Q3 2020; 9-month EPS $2.25 vs $1.46.
- No provision for loan losses in Q3; negative $1.5K provision for 9 months from reserve release.
- Loan growth 10.1% YTD (ex-PPP) and 14.3% YoY; Texas ratio improved to 3.24% with no loans past due 30+ days.
- Quarterly dividend of $0.24 per share declared, payable Nov 24, 2021 to holders of record Nov 10.
- Permanent branches in Sartell, MN (completing Jan 2022) and Mankato, MN (planning stage).

## SEC filing metadata
- accession: 0001166928-21-000108
- form_type: 8-K
- ticker: WTBA
- cik: 0001166928
- company_name: WEST BANCORPORATION INC
- filed_at: 2021-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1166928/000116692821000108/0001166928-21-000108-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1166928/000116692821000108/wtba-20211028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001166928-21-000108
- JSON: https://secwatch.observer/filing/0001166928-21-000108.json
- Plain text: https://secwatch.observer/filing/0001166928-21-000108.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.