---
schema_version: "secwatch.filing_event.v1"
accession: "0001166928-22-000105"
form_type: "8-K"
ticker: "WTBA"
cik: "0001166928"
company_name: "WEST BANCORPORATION INC"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-22T23:39:16.774372+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# West Bancorp Q3 net income $11.6M ($0.69 diluted), down 8.7% YoY; dividend $0.25

## Summary
- Net income $11.6M vs $12.7M in Q3 2021; diluted EPS $0.69 vs $0.76.
- Loans grew $41.0M in Q3 (6.3% annualized); deposits decreased $19.6M.
- Net interest margin (FTE) fell to 2.78% from 2.93% (Q2) and 3.06% (Q3 2021).
- No provision for loan losses; nonperforming assets only 0.01% of total assets.
- Quarterly dividend maintained at $0.25/share, payable Nov 23 to record Nov 9.

## SEC filing metadata
- accession: 0001166928-22-000105
- form_type: 8-K
- ticker: WTBA
- cik: 0001166928
- company_name: WEST BANCORPORATION INC
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1166928/000116692822000105/0001166928-22-000105-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1166928/000116692822000105/wtba-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001166928-22-000105
- JSON: https://secwatch.observer/filing/0001166928-22-000105.json
- Plain text: https://secwatch.observer/filing/0001166928-22-000105.txt

## Key facts
- Earnings Releases
  WEST BANCORPORATION INC reported third quarter of 2022 ended September 30, 2022 results: net income $11.6 million, EPS $0.69 per diluted common share.
  - Period: third quarter of 2022 ended September 30, 2022
  - Net income: $11.6 million
  - EPS: $0.69 per diluted common share
  - Result: reported results
  source text: West Bancorporation, Inc. (Nasdaq: WTBA; the “Company”), parent company of West Bank, today reported third quarter 2022 net income of $11.6 million, or $0.69 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1166928/000116692822000105/0001166928-22-000105-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.