{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-23-000110","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.279169+00:00","generated_at":"2026-06-12T23:48:37.525726+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"West Bancorp Q2 net income $5.9M ($0.35 EPS), down 54% YoY; NIM falls to 2.02%","bullets":["Net income $5.9M ($0.35 diluted EPS) vs Q1 $7.8M ($0.47) and Q2 2022 $12.7M ($0.75).","Net interest margin fell to 2.02% from 2.23% in Q1 and 2.93% a year ago, driven by rising deposit costs.","Deposits increased $37.9M in Q2; estimated uninsured deposits ~27.5% of total.","Credit quality remains pristine: only $229K loan past due and $309K nonaccrual.","Board declared $0.25 quarterly dividend, payable Aug 23, 2023 to record Aug 9."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-23-000110","json":"https://secwatch.observer/filing/0001166928-23-000110.json","markdown":"https://secwatch.observer/filing/0001166928-23-000110.md","text":"https://secwatch.observer/filing/0001166928-23-000110.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692823000110/0001166928-23-000110-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692823000110/wtba-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T23:48:37.525726+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"97e40694c7d34e784863e7682d9e98492b682cee","claim":"WEST BANCORPORATION INC reported second quarter 2023 results: net income $5.9 million, EPS $0.35 per diluted common share.","evidence_excerpt":"today reported second quarter 2023 net income of $5.9 million, or $0.35 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1166928/000116692823000110/0001166928-23-000110-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"$5.9 million"},{"label":"EPS","value":"$0.35 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}