{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-24-000002","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.542509+00:00","generated_at":"2026-06-06T17:43:53.945185+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"West Bancorp Q4 net income falls 49% YoY to $4.5M ($0.27); NIM drops to 1.87%","bullets":["FY2023 net income $24.1M ($1.44 diluted EPS) vs $46.4M ($2.76) in FY2022.","Q4 2023 net interest margin (FTE) 1.87% vs 1.91% Q3 2023 and 2.49% Q4 2022.","Credit quality remains strong: no loans >30 days past due; one classified loan $296k.","Board declares $0.25 quarterly dividend, payable Feb 21 to holders of record Feb 7.","Loans grew 6.7% YoY; deposits up $93.4M; efficiency ratio worsened to 64.66% from 50.42%."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-24-000002","json":"https://secwatch.observer/filing/0001166928-24-000002.json","markdown":"https://secwatch.observer/filing/0001166928-24-000002.md","text":"https://secwatch.observer/filing/0001166928-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000002/0001166928-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000002/wtba-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T17:43:53.945185+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6c2822aab6e846b2c1015f67bfb84e63231986e8","claim":"WEST BANCORPORATION INC reported the year ended December 31, 2023 results: net income $24.1 million, EPS $1.44 per diluted common share.","evidence_excerpt":"today reported 2023 net income of $24.1 million, or $1.44 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000002/0001166928-24-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$24.1 million"},{"label":"EPS","value":"$1.44 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"81867b96364fc02adbf173a471a930850805d08f","claim":"WEST BANCORPORATION INC reported the fourth quarter 2023 results: net income $4.5 million, EPS $0.27 per diluted common share.","evidence_excerpt":"Net income for the fourth quarter 2023 was $4.5 million, or $0.27 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000002/0001166928-24-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter 2023"},{"label":"Net income","value":"$4.5 million"},{"label":"EPS","value":"$0.27 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}