{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-24-000088","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2024-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.319450+00:00","generated_at":"2026-05-31T16:11:22.646712+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"West Bancorporation Q2 net income $5.2M ($0.31), down from $5.9M ($0.35) YoY; declares $0.25 dividend","bullets":["Q2 2024 net income $5.2M vs $5.9M in Q2 2023; diluted EPS $0.31 vs $0.35.","Quarterly dividend of $0.25 declared, payable Aug 21, 2024 to holders of record Aug 7.","Loans grew $18.6M in Q2; deposits rose $115.9M, excluding brokered deposits +$142M.","Net interest margin (tax-equivalent) 1.86% vs 1.88% in Q1 and 2.02% a year ago.","No credit loss expense recorded; nonperforming assets remain negligible at 0.01%."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-24-000088","json":"https://secwatch.observer/filing/0001166928-24-000088.json","markdown":"https://secwatch.observer/filing/0001166928-24-000088.md","text":"https://secwatch.observer/filing/0001166928-24-000088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000088/0001166928-24-000088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000088/wtba-20240725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:11:22.646712+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}