{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-24-000106","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.827002+00:00","generated_at":"2026-05-30T10:21:41.637134+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"West Bancorp Q3 net income $6.0M ($0.35 EPS); dividend $0.25 declared","bullets":["Diluted EPS $0.35 vs $0.31 in Q2 2024; net interest margin improved to 1.91% from 1.86%.","Loans grew $22.4M (3.0% annualized); deposits up $97.6M including $55.6M brokered.","Nonperforming assets remained negligible at 0.01%; allowance for credit losses 0.97% of loans.","Efficiency ratio improved to 63.28% from 67.14% in Q2 2024.","Dividend $0.25 per share payable Nov 20, record Nov 6."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-24-000106","json":"https://secwatch.observer/filing/0001166928-24-000106.json","markdown":"https://secwatch.observer/filing/0001166928-24-000106.md","text":"https://secwatch.observer/filing/0001166928-24-000106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000106/0001166928-24-000106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692824000106/wtba-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:21:41.637134+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}