{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-25-000033","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.682715+00:00","generated_at":"2026-05-23T06:44:24.359309+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"West Bancorporation reports Q1 net income of $7.8M ($0.46/sh), up from $5.8M YoY; declares $0.25 dividend","bullets":["Net income $7.8M ($0.46 diluted EPS) vs Q1 2024 $5.8M ($0.35) and Q4 2024 $7.1M ($0.42).","Net interest margin (tax-equiv) improved to 2.28% from 1.88% YoY; efficiency ratio 56.37% vs 62.04%.","No credit loss expense in Q1 2025; nonperforming assets at 0.00% of total assets; only one past-due loan ($181k).","Regular quarterly dividend of $0.25/share declared, payable May 21, 2025, to holders of record May 7, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-25-000033","json":"https://secwatch.observer/filing/0001166928-25-000033.json","markdown":"https://secwatch.observer/filing/0001166928-25-000033.md","text":"https://secwatch.observer/filing/0001166928-25-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692825000033/0001166928-25-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692825000033/wtba-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:44:24.359309+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}