---
schema_version: "secwatch.filing_event.v1"
accession: "0001166928-25-000067"
form_type: "8-K"
ticker: "WTBA"
cik: "0001166928"
company_name: "WEST BANCORPORATION INC"
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:02:13.205466+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# West Bancorporation Q2 net income $8.0M ($0.47/sh); dividend $0.25; pristine credit

## Summary
- Net income $8.0M ($0.47 diluted EPS) vs $5.2M ($0.31) in Q2 2024, up 54%.
- No nonaccrual loans at June 30, 2025; allowance for credit losses 1.03% of loans.
- Net interest margin (FTE) 2.27% vs 1.86% a year ago; efficiency ratio 56.45% vs 67.14%.
- Loans decreased $50.1M in Q2; deposits increased $67.5M (ex-brokered +$194.7M).
- Dividend declared $0.25/sh payable Aug 20, 2025 to holders of record Aug 6.

## SEC filing metadata
- accession: 0001166928-25-000067
- form_type: 8-K
- ticker: WTBA
- cik: 0001166928
- company_name: WEST BANCORPORATION INC
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1166928/000116692825000067/0001166928-25-000067-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1166928/000116692825000067/wtba-20250724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001166928-25-000067
- JSON: https://secwatch.observer/filing/0001166928-25-000067.json
- Plain text: https://secwatch.observer/filing/0001166928-25-000067.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.