secwatch.observer — SEC 8-K summary
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Issuer:     WEST BANCORPORATION INC (WTBA)
CIK:        0001166928
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001166928-25-000067
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

West Bancorporation Q2 net income $8.0M ($0.47/sh); dividend $0.25; pristine credit
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- Net income $8.0M ($0.47 diluted EPS) vs $5.2M ($0.31) in Q2 2024, up 54%.
- No nonaccrual loans at June 30, 2025; allowance for credit losses 1.03% of loans.
- Net interest margin (FTE) 2.27% vs 1.86% a year ago; efficiency ratio 56.45% vs 67.14%.
- Loans decreased $50.1M in Q2; deposits increased $67.5M (ex-brokered +$194.7M).
- Dividend declared $0.25/sh payable Aug 20, 2025 to holders of record Aug 6.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1166928/000116692825000067/0001166928-25-000067-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1166928/000116692825000067/wtba-20250724.htm
  HTML page:      https://secwatch.observer/filing/0001166928-25-000067

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer