---
schema_version: "secwatch.filing_event.v1"
accession: "0001166928-25-000082"
form_type: "8-K"
ticker: "WTBA"
cik: "0001166928"
company_name: "WEST BANCORPORATION INC"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:26:53.490734+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# West Bancorp Q3 net income $9.3M ($0.55 EPS), NIM 2.36%; dividend $0.25

## Summary
- Net income $9.3M ($0.55 diluted EPS) vs Q2 $8.0M ($0.47) and Q3 2024 $6.0M ($0.35); YoY up 56%.
- Net interest margin (FTE) 2.36% vs 2.27% Q2 and 1.91% Q3 2024; efficiency ratio 54.06%.
- No credit loss expense; zero nonaccrual loans and zero loans past due >30 days at Sep 30, 2025.
- Quarterly dividend $0.25/share declared, payable Nov 19, 2025 to holders of record Nov 5, 2025.
- Watch list loans rose to $38.7M from $10.8M due to one customer relationship (sufficiently collateralized).

## SEC filing metadata
- accession: 0001166928-25-000082
- form_type: 8-K
- ticker: WTBA
- cik: 0001166928
- company_name: WEST BANCORPORATION INC
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1166928/000116692825000082/0001166928-25-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1166928/000116692825000082/wtba-20251023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001166928-25-000082
- JSON: https://secwatch.observer/filing/0001166928-25-000082.json
- Plain text: https://secwatch.observer/filing/0001166928-25-000082.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.