secwatch.observer — SEC 8-K summary
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Issuer:     WEST BANCORPORATION INC (WTBA)
CIK:        0001166928
Form:       8-K
Filed at:   2025-10-23T23:59:59+00:00
Accession:  0001166928-25-000082
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

West Bancorp Q3 net income $9.3M ($0.55 EPS), NIM 2.36%; dividend $0.25
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- Net income $9.3M ($0.55 diluted EPS) vs Q2 $8.0M ($0.47) and Q3 2024 $6.0M ($0.35); YoY up 56%.
- Net interest margin (FTE) 2.36% vs 2.27% Q2 and 1.91% Q3 2024; efficiency ratio 54.06%.
- No credit loss expense; zero nonaccrual loans and zero loans past due >30 days at Sep 30, 2025.
- Quarterly dividend $0.25/share declared, payable Nov 19, 2025 to holders of record Nov 5, 2025.
- Watch list loans rose to $38.7M from $10.8M due to one customer relationship (sufficiently collateralized).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1166928/000116692825000082/0001166928-25-000082-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1166928/000116692825000082/wtba-20251023.htm
  HTML page:      https://secwatch.observer/filing/0001166928-25-000082

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer