{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-26-000002","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.633141+00:00","generated_at":"2026-05-16T06:17:37.923711+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"West Bancorp FY2025 net income $32.6M ($1.92 EPS) vs $24.1M; declares $0.25 dividend","bullets":["Full-year 2025 net income $32.6M ($1.92 dil. EPS) vs $24.1M ($1.42) in 2024, up 35% YoY.","Q4 2025 net income $7.4M ($0.43 EPS) vs Q3 $9.3M ($0.55); net interest margin improved to 2.47%.","Quarterly dividend of $0.25/share declared, payable Feb 25, 2026 to record Feb 11, 2026.","No nonaccrual loans at Dec 31, 2025; watch list loans rose to $52.2M from $38.7M due to one CRE loan.","Sold $63.7M securities at 2.90% yield, realizing $4.0M pre-tax loss to rebalance balance sheet."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-26-000002","json":"https://secwatch.observer/filing/0001166928-26-000002.json","markdown":"https://secwatch.observer/filing/0001166928-26-000002.md","text":"https://secwatch.observer/filing/0001166928-26-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000002/0001166928-26-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000002/wtba-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:17:37.923711+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}