---
schema_version: "secwatch.filing_event.v1"
accession: "0001166928-26-000002"
form_type: "8-K"
ticker: "WTBA"
cik: "0001166928"
company_name: "WEST BANCORPORATION INC"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:17:37.923711+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# West Bancorp FY2025 net income $32.6M ($1.92 EPS) vs $24.1M; declares $0.25 dividend

## Summary
- Full-year 2025 net income $32.6M ($1.92 dil. EPS) vs $24.1M ($1.42) in 2024, up 35% YoY.
- Q4 2025 net income $7.4M ($0.43 EPS) vs Q3 $9.3M ($0.55); net interest margin improved to 2.47%.
- Quarterly dividend of $0.25/share declared, payable Feb 25, 2026 to record Feb 11, 2026.
- No nonaccrual loans at Dec 31, 2025; watch list loans rose to $52.2M from $38.7M due to one CRE loan.
- Sold $63.7M securities at 2.90% yield, realizing $4.0M pre-tax loss to rebalance balance sheet.

## SEC filing metadata
- accession: 0001166928-26-000002
- form_type: 8-K
- ticker: WTBA
- cik: 0001166928
- company_name: WEST BANCORPORATION INC
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1166928/000116692826000002/0001166928-26-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1166928/000116692826000002/wtba-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001166928-26-000002
- JSON: https://secwatch.observer/filing/0001166928-26-000002.json
- Plain text: https://secwatch.observer/filing/0001166928-26-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.