secwatch.observer — SEC 8-K summary
======================================

Issuer:     WEST BANCORPORATION INC (WTBA)
CIK:        0001166928
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001166928-26-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

West Bancorp FY2025 net income $32.6M ($1.92 EPS) vs $24.1M; declares $0.25 dividend
--------------------------------------------------------------------------------

- Full-year 2025 net income $32.6M ($1.92 dil. EPS) vs $24.1M ($1.42) in 2024, up 35% YoY.
- Q4 2025 net income $7.4M ($0.43 EPS) vs Q3 $9.3M ($0.55); net interest margin improved to 2.47%.
- Quarterly dividend of $0.25/share declared, payable Feb 25, 2026 to record Feb 11, 2026.
- No nonaccrual loans at Dec 31, 2025; watch list loans rose to $52.2M from $38.7M due to one CRE loan.
- Sold $63.7M securities at 2.90% yield, realizing $4.0M pre-tax loss to rebalance balance sheet.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1166928/000116692826000002/0001166928-26-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1166928/000116692826000002/wtba-20260129.htm
  HTML page:      https://secwatch.observer/filing/0001166928-26-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer