{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-26-000024","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.023253+00:00","generated_at":"2026-05-15T04:26:51.970287+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"West Bancorporation Q1 net income $10.6M ($0.61 EPS), up 36% YoY; dividend $0.25","bullets":["Net income $10.6M ($0.61 diluted EPS) vs $7.8M ($0.46) in Q1 2025 and $7.4M ($0.43) in Q4 2025.","Net interest margin (FTE) 2.59% vs 2.28% YoY and 2.47% QoQ; net interest income $24.4M.","Declared $0.25/share quarterly dividend, payable May 20, 2026 to record May 6, 2026.","No credit loss expense; no nonaccrual loans; watch list loans down to $41.3M from $52.2M.","Efficiency ratio improved to 49.85% from 56.37% YoY; tangible common equity ratio 6.75%."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-26-000024","json":"https://secwatch.observer/filing/0001166928-26-000024.json","markdown":"https://secwatch.observer/filing/0001166928-26-000024.md","text":"https://secwatch.observer/filing/0001166928-26-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000024/0001166928-26-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000024/wtba-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:26:51.970287+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e283b1098918b14ee8a79a97a0486067ef08c21c","claim":"WEST BANCORPORATION INC reported first quarter 2026 results: net income $10.6 million, EPS $0.61 per diluted common share.","evidence_excerpt":"West Bancorporation, Inc. (Nasdaq: WTBA; the “Company”), parent company of West Bank, today reported first quarter 2026 net income of $10.6 million, or $0.61 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000024/0001166928-26-000024-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"$10.6 million"},{"label":"EPS","value":"$0.61 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}