{"schema_version":"secwatch.filing_event.v1","accession":"0001166928-26-000035","form_type":"8-K","ticker":"WTBA","cik":"0001166928","company_name":"WEST BANCORPORATION INC","filed_at":"2026-07-23T11:17:41+00:00","discovered_at":"2026-07-23T11:20:00.318688+00:00","generated_at":"2026-07-23T11:20:08.208720+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"West Bancorporation Q2 net income $11.1M ($0.64 EPS), up 38% YoY; dividend raised to $0.26","bullets":["Net income $11.1M ($0.64 diluted EPS) vs $8.0M ($0.47) in Q2 2025, up 38.8% YoY.","Net interest margin (FTE) improved to 2.69% from 2.27% YoY; net interest income $25.5M vs $21.4M.","Quarterly dividend increased to $0.26/share (record high), payable Aug 19 to holders of record Aug 5.","No loans on nonaccrual at June 30, 2026; allowance for credit losses 1.03% of total loans.","Efficiency ratio improved to 48.78% from 56.45% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001166928-26-000035","json":"https://secwatch.observer/filing/0001166928-26-000035.json","markdown":"https://secwatch.observer/filing/0001166928-26-000035.md","text":"https://secwatch.observer/filing/0001166928-26-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000035/0001166928-26-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1166928/000116692826000035/wtba-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T11:20:08.208720+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}