secwatch.observer — SEC 8-K summary
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Issuer:     WEST BANCORPORATION INC (WTBA)
CIK:        0001166928
Form:       8-K
Filed at:   2026-07-23T11:17:41+00:00
Accession:  0001166928-26-000035
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

West Bancorporation Q2 net income $11.1M ($0.64 EPS), up 38% YoY; dividend raised to $0.26
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- Net income $11.1M ($0.64 diluted EPS) vs $8.0M ($0.47) in Q2 2025, up 38.8% YoY.
- Net interest margin (FTE) improved to 2.69% from 2.27% YoY; net interest income $25.5M vs $21.4M.
- Quarterly dividend increased to $0.26/share (record high), payable Aug 19 to holders of record Aug 5.
- No loans on nonaccrual at June 30, 2026; allowance for credit losses 1.03% of total loans.
- Efficiency ratio improved to 48.78% from 56.45% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1166928/000116692826000035/0001166928-26-000035-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1166928/000116692826000035/wtba-20260723.htm
  HTML page:      https://secwatch.observer/filing/0001166928-26-000035

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer